Get a preapproval. Need a good local lender? I'll send you my go-to people in the industry.
Make a list of your must haves according to your budget. What do you need? What would be nice to have? ***Text me and I'll send you a free copy of my House Wish List form to help narrow down your options.
We'll write an offer on the home of your choice. I'll help you evaluate how the seller might receive your offer and I'll work with the listing agent to understand what is important to the seller so that we can structure the offer to be accepted.
We'll negotiate your offer if your initial offer is not accepted.
Congratulations! Your offer is accepted.
Complete a written mortgage application (your appraisal will be ordered after this step is taken).
We'll review the Loan Estimate together, which is provided by your lender.
Choose a trusted title company to complete the title search on the home.
We'll hire a local and knowledgeable inspector to check out your home in detail.
Given that there are repairs needed, we'll request the seller make any major corrections to the property.
The appraisal report may indicate repairs needed or a valuation issue - we'll negotiate these items with the seller.
At this time you'll receive a mortgage commitment from the lender. I'll forward a copy of this to the seller.
Reviewing your Closing Disclosure and settlement statement is important. I'll make sure it's right before we sit down and sign any documents.
Complete a final walk-through on your home to make sure everything looks good.
Attend settlement where you'll complete the signing and exchanging of funds.
Text 717-253-3772 and ask for your free copy of my "House Wish List"
Chris Sites • HOMETOWN GETTYSBURG • Gettysburg Real Estate
Re/Max of Gettysburg •302 York St. • Gettysburg, PA 17325